The terms you agree to when you use this site and request an Annuity X-Ray.
Last updated September 27, 2026
Draft — pending compliance review
This page describes how the service actually works today, but the wording has not yet been through compliance review and is not final. It is published in staging so it can be reviewed, not as a finished legal document.
AnnuityMax offers a free, no-obligation review of an annuity you already own. You send us a statement; we send you a plain-English report about what that statement shows.
The report is educational. It is not financial, tax or legal advice, and it is not a recommendation to buy, sell, exchange or surrender any contract. Nothing on this site creates an advisory relationship.
Send us documents about a contract you actually own, or that you are authorised to act on. Do not send us someone else's documents.
Give us accurate contact details, so the report reaches you.
Use the service for your own review, not to resell, scrape or republish what we send you.
We will deliver the report we offered, built from the documents you sent, and we will check every figure against those documents before we send it.
We cannot promise that a periodic statement contains everything about your contract, because it usually does not. Where information is missing, the report says so rather than estimating.
We do not predict investment performance, and nothing in the report is a guarantee of any outcome. Where the report describes a guarantee in your contract, that guarantee is the insurance company's, not ours, and depends on its ability to pay.
The service is provided as it stands. We may change or withdraw it.
You keep ownership of everything you send us. You give us permission to use it to prepare and deliver your review, and we delete it on the schedule set out in our Privacy Policy.
The X-Ray is free and there is nothing to buy. If the report is all you wanted, that is genuinely fine. If you want the deeper Full Review, you ask for it yourself — we will not chase you.
Listed here rather than invented. Nothing below has been drafted.